insurance
A husband and wife are having dinner when the husband says, "Honey, I was thinking. I should get a life insurance policy."
The wife, surprised, asks, "Why? Do you think something is going to happen to you?"
The husband replies, "No, not at all! But if I die, you'll be able to live comfortably."
The wife nods thoughtfully and says, "That's a very sweet thought, dear."
The husband continues, "And I'll also be able to get a new car."
The wife, confused, asks, "What do you mean?"
The husband explains, "Well, the insurance policy will pay for a new car for you. And if I die, I won't need a car anymore. So you'll have one."
The wife looks at him and says, "That's a very morbid way of looking at it."
The husband says, "I know, but it's a good investment. And if I don't die, I'll still have my car."
The wife says, "But what if I die first?"
The husband says, "Then I'll get a new wife."
The wife glares at him and says, "Then you'll need a new insurance policy."